Home Insurance Online starting ₹150/year*

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Buy/Renew Home Insurance Policy Online

Why should I get a Home Insurance?

If you’re still confused about the need for a home insurance, read on...

Extreme Weather
In 2022 so far, 423.2K houses have been damaged due to extreme weather conditions. (1)
thieft
India recorded more than 220K cases of theft in 2020 in residential places, commercial establishments, office premises and more.
disaster

As per a report published by Centre for Science and Environment (CSE), India recorded extreme weather conditions for 241 days between the month of January and September in 2022. (3)

 

house sinking
About 80% of India’s population lives in regions highly vulnerable to natural disasters like floods, earthquakes, etc. (4)
unlock home
Not just this, you can also read the article by our CMO, Vivek Chaturvedi on why Indians should look at Home Insurance more seriously, to understand the importance and need of buying a home insurance now.

What’s Great About Home Insurance by Digit?

  • Go Digit, Bharat Griha Raksha policy is great because it offers the below mentioned benefits:
  • • Value for Money - When we think of Home Insurance, we think of it as an expensive affair. After all, it’s about protecting one of your most prized possessions! Fret not though, we not only ensure your home is covered for but, make sure that it is affordable for you and your pocket! 
  • • Digital Friendly, all the way! - One of the things people often wary about in insurance is paperwork and that’s exactly what we’ve gotten rid of with our online home insurance! With Digit, everything from buying a home insurance policy to making claims is simple and can be done online! (Note: Claims above 1 lakh will need manual inspection as per the IRDAI).
  • • Plans for Renters - Millennials are shaping the rental economy and we understand that! That’s why, it doesn’t matter if you own a home or not, your place can still be protected with our insurance for home renters. 
  • • 24x7 Customer Support - Emergencies come unannounced and can happen at any point in time! That’s why, we’ll always be just a ring away, no matter what time or day it is! 

What’s Covered in Home Insurance by Digit?

Fire

Fire

Fire is dreadful and can lead to plenty of damage and losses to your home and its contents. Our home insurance policy will be there for you in such unfortunate situations!

Explosion & Aircraft Damage

Explosion & Aircraft Damage

Damages and losses caused by explosions or even aircraft damage will be covered for too in our house insurance.

Storms

Storms

Covers your house and your belongings from dire storms that could lead to potential damages and losses.

Floods

Floods

Protects your house from losses and damages when the rains are out of control, leading to floods that impact your home and your belongings.

Earthquakes

Earthquakes

Nobody can avoid nature’s furies but, what you can do is ensure you’re covered for any potential losses that could come your way due to the same. A house insurance also covers for damages and losses that occur due to earthquakes.

What’s Not Covered?

How to Buy Home Insurance from Digit?

Types of Home Insurance

Only Content Cover

Building + Content Cover

Only Building Cover

Covers only contents (i.e personal belongings) within your home.

Covers both the building and contents of your home.

Covers your house building

Things to Know about Home Insurance

  • Building/Structure: In a home insurance, building refers to the physical aspect of your house.  
  • Content: Content refers to the articles and things  in your house. So, things such as your furniture too would be covered for in your home insurance.

How to File a Claim?

Filing a claim with Digit is a quick, simple and hassle-free process. We’ve listed out what you can do to file a claim with us:

Step 1

Call us at 1800-258-5956. We will help you file a claim and investigate the loss or damage as required.

Step 2

Upload the required documents & your bank account details, on the link sent.

Step 3

We’ll take care of the rest!

Advantages of Protecting Your Home with Home Insurance

Secured through Uncertainty

Home burglaries can happen anywhere, anytime- even in the most secure places. A home insurance helps you recover from losses that could occur due to such uncertain and unforeseen circumstances.

Complete Financial & Social Security

Contrary to popular belief, a home insurance goes beyond just the physical property of your home. It covers for everything right from your garage to your home’s contents. And boy! is your home expensive! An average 2BHK has contents at least worth Rs 5 lakhs! There is no one to watch your home when you’re out in the day, at work or traveling. That’s why, having a home insurance helps your home stay secure when you’re away.

Protection from Natural Calamities

Floods, storms and the like can be a homeowner’s worst nightmare! And going through the hassle of rebuilding your home and recovering from the damages can not only be stressful but also loss of a lot money! Luckily, having a home insurance can cover you for it all!

Who Should Get Home Insurance?

Homeowners

If you’ve just bought a home recently, getting a home insurance should be at the top of your priority list. After all, you’ve already spent so much money on your newfound abode, the least you can do to stay secured financially is get a home insurance. 

Renters

Even if you’re renting your house, it doesn’t matter! Your home is still where all your belongings are. From your gadgets to your furniture, all are at risk in case of events such as fires, floods or a robbery. While not all insurers offer home insurance policies for renters, we offer policies for the same so everyone can be covered for.

Types of Homes Covered

From independent owned homes to rented apartments; a home insurance by Digit is designed to suit all types of houses.

Individual Apartment

This is for those who live in independent flats that are either part of housing societies or standalone buildings. The same could be either a flat owned by you or rented by you. Our offerings are suited for both! 

Independent Building

Perhaps you and your extended family live in a standalone building, owning or renting flats in the entire building. In this case, you can choose to cover for them all with a home insurance by Digit.

Independent Villa

If you own or have rented an independent villa or house, a home insurance is vital to protect your villa and its contents from potential risks such as burglaries, floods, storms and other unforeseen circumstances.

Why You Must Buy Home Insurance: In Coversation with Dilip Baba Neeronthiyil, Head-Underwriting, Digit Insurance

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Why Choose Digit?

Super-Simple Claims

Super-Simple Claims

When you think about insurance, you think about claims. With us, when you file a claim, you can expect a smooth, easy and quick process not to delay loss any further and to serve you better.

Zero Documentation

Zero Documentation

Don’t worry about the paperwork in your insurance anymore! Now you can easily buy your home insurance and make claims without any hassle! (Note: Claims above 1 lakh need manual inspection as per IRDAI).

Affordable Premium

Affordable Premium

Did you hear? Our Home Insurance policy starts from ₹150/year*. We’ve made our policy super affordable to protect your home and its contents. After all, it’s about protecting one of your most prized possessions!

24*7 Support

24*7 Support

We’re available to help you 24*7, with our call facilities operational even on national holidays.

Loved by Customers

Loved by Customers

We are trusted by 3 Crore + customers. This is inclusive of all policies/members/lives on-boarded from our inception.

More TLC, Less T&C

More TLC, Less T&C

Transparency and simplicity are what we stand by. That’s why with us, there are no hidden clauses. We’ve simplified our documents for even 15-year-olds to understand them.

All You Need To Know About Home Insurance

Check this Conversation out to know everything about Home Insurance by Expert- Vivek Chaturvedi.

 

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*This Video is just for information Purpose

Things you should know about Home Insurance

FAQs about Home Insurance in India